Attention homeowners in Pensacola and Escambia County: Need an appraisal?

The top seven reasons why Florida homeowners order from Field Appraisals:

To get a pre-listing appraisal (whether they're selling the home on their own or using a real estate agent)
Challenge Escambia County's assessment of your property
Remove PMI to reduce your mortgage payments
To reinstate your Home Equity Line of Credit (HELOC)
Verify another appraiser's report
In the case of a divorce in the state of Florida, when property needs to be divided
To determine the true market value of a property to settle an estate in Escambia county or Florida


	Own a house in or near Pensacola, Florida and need help determining the value of it? Contact Field Appraisals.

At Field Appraisals, we understand the particular needs of a consumer after appraisal services. While our usual business clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For-Sale-by-Owner (FSBO) / Pre-Listing Services

It's very hard to be objective about your own home because of your emotional attachment to it. Our professional appraisers at Field Appraisals are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. In addition to helping you set a realistic selling price so your property will attract interested buyers, a professional appraisal is very valuable as a negotiating tool once you have a potential buyer. The appraisal is something concrete to show your buyer. It's an independent third party's opinion of your house's value, and not just how much your home is worth. Interested buyers assume you have an emotional attachment to your house and will be far more likely to give credibility to a professional appraiser's value assessment than yours.

Challenging Escambia County's assessment of your property

Let's say you live in a local area that's declining -- your local tax assessor may have your house overvalued. This means you're most likely paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the earlier you take care of a matter like this, the better. An appraisal from Field Appraisals is your number one weapon when contesting your property tax assessment.

PMI Removal Appraisals

PMI stands for Private Mortgage Insurance. A preferred way to save money for homeowners is to get the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan amount is less than 80% of the value of your home, in most cases you can apply to your lender to have the PMI eliminated from your loan, which will make your monthly payments go down. We're veterans in helping consumers just like you rid themselves of unneeded PMI insurance.

Recently got a freeze to your HELOC?

Your lender might make the decision to automatically freeze your home equity line of credit (HELOC) if your house is in or near a declining area -- even if your specific property has not declined in value. This can be bad for your credit score since it may appear as though that credit line is maxed out, and also inconvenient from a cash flow angle. Field Appraisals can help you reinstate your home equity line of credit with an expert appraisal.

Field and Desktop Appraisal Review Services

Would you wish a second opinion without the added expense and delay of waiting for a whole new appraisal? Or do you desire a veteran appraiser to double-check your appraisal for preciseness? Field Appraisals offers field reviews where we'll go out and check the subject and comps. Or, if you need it immediately, we can provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.

We can also provide you with a retrospective review of any appraisal report you may have had done before. While typically requested by banks, you may want to employ this service if you suspect mortgage fraud related to your property.